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Source link: http://archive.mises.org/10466/health-care-the-government-is-the-problem/

Health care: the government is the problem

August 14, 2009 by

{ 20 comments }

Bruce Koerber August 14, 2009 at 12:22 pm

Property Rights Are Human Rights!
This is becoming increasingly obvious!

Friday, August 14, 2009

Reporting Dissenting Views To The ‘Authorities’ Is Like Nazism!

The absurdity of the power grab is getting extreme.

Where is the human right of free speech and open discussion of opinion?

Do the ones in power want to claim ownership of your thoughts and deny you your speech?

Even though the wealth of thorough history is greatly narrowed in the government funded ‘education’ still it is well known that in Nazi Germany and in communist Soviet Union that people lived in fear and suspicion because the government wanted to crush dissent.

The peaceful alternative to this oppression and paranoia is liberty!

Bruce Koerber August 14, 2009 at 12:35 pm

Undoing Socialism
Friday, August 14, 2009

Are Medical Professionals Speaking Out?

There are a few brave ones who are in the forefront and what is good about that is that many others will follow.

Restricting the supply of medical professionals may have created a complacency because the rationale is: the fewer there are the more “I” am needed and the more “I” can charge. But once you allow your ego to make you become a pawn of the ego-driven interventionists you are moved around just like a pawn.

If medical professionals do not expose the harmfulness of regulations then, in a strange circle of justice, they will be working in government run clinics and handing out what essentially are death certificates to anyone who is sicker than average!

Is that your aspiration to be the doctor in concentration camps?

2nd Amendment August 14, 2009 at 3:45 pm

Bruce Koerber,

“Do the ones in power want to claim ownership of your thoughts and deny you your speech?”

YES, it’s called PSYCHIATRY !

2nd Amendment August 14, 2009 at 3:46 pm

“it is well known that in Nazi Germany and in communist Soviet Union that people lived in fear and suspicion because the government wanted to crush dissent.”

And Psychiatry played a very big role in that !

2nd Amendment August 14, 2009 at 3:49 pm

“Is that your aspiration to be the doctor in concentration camps?”

That has got to be every psychiatrist’s wet dream !

cathy August 14, 2009 at 7:20 pm

I know how hard it must of been to speak out. Thank you kind woman for telling us what you KNOW to be true. “Everyone has a right to their opinion, but good decisions are always based in facts.” Get the government OUT of health care.

EotS August 16, 2009 at 10:55 am

Heroic!

Who was the guy that gave her the microphone? I was wondering if he was a politician there to pimp commiecare? If so, I would have liked to see his response.

Ryan August 16, 2009 at 11:35 am

Why does Bruce Koerber get to spam his blog posts in the comment sections the Mises blog? Like, the first comment doesn’t really have anything to do with the video Jeff posted. It’s just clutter.

I’m all for people being able to write what they want, but it’s kind of selfish to just usurp comment space on a well trafficed site to air your views when they have nothing to do with the specific post’s content. If people wanted to read your work they would visit your blog.

You could at least attempt to edit it so it doesn’t blatantly look like a blog post, lol.

2nd Amendment August 16, 2009 at 12:42 pm

Why should we need “insurance” to pay for healthcare ?

I’m fed up with all this talk about insurance ! Can’t we let people pay out of their own pockets ?

I don’t pay for my groceries with “insurance”, I don’t pay for my gas with “insurance”, I don’t pay for my university tuition with “insurance”, I don’t pay for my electric bills with “insurance”.

So why am I being forced to pay for health care with “insurance”.

I want to save, invest and pay for my own health care with my own money.

I hate insurance anyways, they just want your premiums and find cop outs, so screw them.

Deefburger August 16, 2009 at 2:32 pm

@2nd Amendment
“Why should we need “insurance” to pay for healthcare ?”

Because you can’t “save” anything in an economy driven by debt money and inflation. There is no positive value currency available that can be “saved” that retains it’s value through time, except the monetary metals…

So Insurance becomes the “Investment in your future”, rather than positive value savings. It’s one arm of the negative value money machine driven by the central bank. Every form of savings available in today’s system involves debt and interest and risk investment. And when the bubbles break, the “savings” evaporate with it.

This happens because there is no intrinsic value in the currency. There is no benchmark for measurement since the gold standard of Bretton-Woods was finally removed. Without an objective unit of measure, the currency floats in value, completely subjective and without any stability over time. Without the stability of objective measure, the only recourse for filling future need is in the gambling of 401Ks, and other investment vehicles, and Insurance.

In short, the insurance “solution” is only necessary if the currency carries no known value over time.

The real horror is the realisation that, no matter what you do, you cannot reliably plan for the future! Unless you save monetary metals, but then you need to protect them physically, because you can’t trust the banks to protect it for you. In the 1930′s the Banks allowed the Federal Government to seize gold directly from their coffers. They’ll do it again someday just to redistribute the wealth to those who are suffering from the depression that they created in the first place!

Michael A. Clem August 16, 2009 at 3:53 pm

As Hoppe points out, insurance is for the unexpected–most of one’s expenses are expected: groceries, utilities, rent or mortgage, etc. Yet, as Hoppe also points out, health insurance should be only for the unexpected, and not the expected medical expenses.
Like any insurance, if handled properly, health insurance isn’t gambling. While it’s true that an insurance company cannot know which of its insured will need the insurance, if they’ve done their homework, and properly place their insured into homogenous groups, they can know about how much they’ll have to pay out over any particular year, and can charge the appropriate premiums. Health insurance regulations not only make it more costly to provide health insurance, they make health insurance provision less predictable, by requiring insurance companies to provide coverage to heterogeneous groups, and to provide coverage for the expected instead of the unexpected. In short, it’s harder for health insurance companies to provide genuine insurance instead of some half-hearted government-style redistribution plan, which naturally, the government would be much better at instead of the market.
A better understanding of insurance, like a better understanding of economics, would make these problems a lot clearer for people.

RWW August 16, 2009 at 6:23 pm

Great points, Deefburger.

Russ August 16, 2009 at 6:39 pm

2nd Amendment wrote:

“Why should we need “insurance” to pay for healthcare ?

I’m fed up with all this talk about insurance ! Can’t we let people pay out of their own pockets ?”

If a person requires medical attention that costs, say, a quarter million, most people don’t have that in their pockets. That was what insurance was originally intended for; catastrophes. So insurance is essentially a risk management strategy; it has little to do with Deefburger’s rant.

Of course, there is a deductible that people do have to pay out of their pockets. This was originally intended as a disincentive, so that people wouldn’t use their insurance for any little scratch or bump, but only when they *really* needed it. And of course, a health insurance policy has a limit; it won’t pay out indefinitely.

A lot of the problem we are experiencing nowadays is because people now expect to pay little to no deductible and get taken care of indefinitely. This drives up costs.

Another problem is that IP laws drive up the cost of drugs to absurd levels. But insurance was never traditionally designed to pay for 20 years of ludicrously expensive drug therapy; that’s not a catastrophic cost.

Michael A. Clem wrote:

“As Hoppe points out, insurance is for the unexpected…”

Yes. This is why the hullabaloo about pre-existing conditions is so ludicrous. An insurance companies is basically playing the odds. It is gambling, but it is similar to the kind of gambling that casinos do. If they do it right, in the long run they will almost certainly win. In short, they are betting that you won’t get sick. But if you are applying for insurance with a pre-existing condition, that is equivalent to betting that you won’t be sick, even though they know for a fact that you will be. It’s a sucker’s bet for them. All it would do is raise premiums even more for everybody else.

The real problem with pre-existing conditions is that peoples’ insurance doesn’t carry over between jobs anymore. This is because employers get tax breaks for providing insurance instead of X percent of a person’s wage. This was intended to make sure that everybody gets insurance. The unintended consequence was the pre-existing condition problem. If the government would get rid of this tax break, people would just get paid more instead, and those who want insurance could buy it. Then if a person loses his job, he could still keep his old insurance policy, assuming he saved his pennies.

Deefburger August 16, 2009 at 11:37 pm

Michael A. Clem wrote:

“As Hoppe points out, insurance is for the unexpected…”

Yes. Excellent point. Savings is supposed to be for the expected, but, we have no vehicle for savings that we can rely on. So, we depend on insurance to provide for both the unexpected AND the expected! No wonder the costs are high!

ontological Quandary September 1, 2009 at 11:28 am

Lol psychiatrists are moving to Canada?

Good, its probably because they know we are on to them and their eugenicist practices.

Michael Stoddard September 7, 2009 at 2:15 pm

Thanx for posting this doctor who points the finger at government for the escalation in health care costs. To all you mises bloggers, please review my contribution to the healthcare debate.
http://www.fibonaccifinancial.com/brainsteroids/why-health-care-is-broken-how-obamacare-will-bankrupt-america/
Then provide me with feedback. ;-)

EnEm October 2, 2009 at 10:22 am

“It’s a near-universal assumption of the healthcare debate that the current system is a market system and it is broken……”

Why is everybody suddenly waking up to the fact that healthcare is a problem? Answer: Because every man woman and child who’s objecting to what President Obama is proposing is already covered by healthcare programs they can afford! And so they can self-righteously claim that it’s broken and have the time and opportunity to enter academic discussions as to why that’s the case. It’s like mindless film stars attempting to convince us that we should be helping and feeding the poor by giving away our hard-earned money to charity when all the while they are sitting on their millions which were paid to them for prancing around on the “silver” screen.

Tell a person who cannot afford a healthcare plan that its broken and see if they even care!

Talk is cheap.

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